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The Million-Dollar Example  

John and Ron Anderson are twin brothers, both age 24. They talk about retirement plans and decide that they would life $1 million at age 65. John starts at age 24. Ron waits until age 30. Both invest $2000.00 a year at 12 percent and both will have $1 million at age 65, but examine the chart below to See the cost of waiting.As you see, the cost of waiting is huge, says Bradford Tax Institute:

1.John starts at age 24 and accumulates his $1 million with six (6) investments of $2,000.
2.Ron starts at age 30 and accumulates his $1 million with (33) investments of $2,000.